Free UK Mortgage Calculator

Calculate Your
Monthly Mortgage

Get an instant, accurate estimate of your UK mortgage repayments, stamp duty, LTV, and affordability — all in one place.

No credit check Instant results 100% free UK mortgages only
Live Rate Snapshot
2-Year Fixed (60% LTV) 4.09%
5-Year Fixed (75% LTV) 4.35%
Bank of England Base Rate 4.50%

Rates shown are indicative only. Speak to a mortgage adviser. Updated April 2026.

Mortgage Details

Adjust the sliders to match your situation

Repayment Type

Property Price £350,000
£50k£2m
Deposit £70,000
£5k£1.9m
Mortgage Term 25 yrs
5 yrs40 yrs
Interest Rate 4.50%
0.5%15%

Stamp Duty (SDLT)

England & Northern Ireland calculation

Estimated Monthly Payment
£0 / month
Loan Amount
—
Total Repayable
—
Total Interest
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LTV Ratio
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Loan-to-Value
0%60%75%90%100%

Affordability Check

Rule-of-thumb income required

Cost Breakdown

Capital vs. interest over the term

Capital Total Interest

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Northbrook Bank
5-Year Fixed · Max 85% LTV
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4.47%
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Sterling Lending Co.
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5.99%
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Monthly estimates are indicative based on your current calculator inputs. Representative examples — actual rates subject to eligibility and lender approval. Lender names above are placeholders for illustration. Advertise your products here.

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Important: This calculator provides indicative estimates for illustrative purposes only and does not constitute financial advice. Results do not account for mortgage fees, insurance, maintenance, or other costs. Mortgage eligibility and final rates depend on your individual circumstances and are subject to lender approval. BravoHomesUK is not a regulated mortgage adviser. Always speak to a qualified, FCA-authorised mortgage broker before making any financial decisions. FCA consumer guidance →